Best Term Life Insurance Companies of 2022

The best life insurance providers are those with solid financial standing, low client complaints, strong customer service, a simple application process, and a variety of features.

1. Protective

AM rating: A+ (Superior)  Term lengths up to 40 yrs Accept credit card payments. Overall Best

2. Cincinnati Life

AM best rating: A+ (Superior)  Term lengths up to 30 yrs Best for return of premium.

3. Banner Life

AM rating: A+ (Superior)  Term lengths up to 40 yrs Cheapest term life insurance

4. Nationwide

AM rating: A+ (Superior)  Term lengths up to 30 yrs Best for no medical exam life insurance

5. Haven Life

AM best rating: A++   Term lengths up to 30 yrs Same-day approval Policy amounts $25,000 to $500,000.

6. USAA

AM Best rating: A++   Term lengths up to 30 yrs Best for military personnel. Coverage ranges from $100,000 to $10 million

7. MassMutual

AM Best rating: A++ (Superior)  Term lengths up to 30 yrs no-medical exam life insurance Best for temporary coverage

8. Transamerica

AM Best rating: A  Term lengths up to 30 yrs Can renew policy up to age 105 Overall best.