The best life insurance providers are those with solid financial standing, low client complaints, strong customer service, a simple application process, and a variety of features.
1. Protective
AM rating: A+ (Superior) Term lengths up to 40 yrsAccept credit card payments.Overall Best
2. Cincinnati Life
AM best rating: A+ (Superior) Term lengths up to 30 yrsBest for return of premium.
3. Banner Life
AM rating: A+ (Superior) Term lengths up to 40 yrsCheapest term life insurance
4. Nationwide
AM rating: A+ (Superior) Term lengths up to 30 yrsBest for no medical exam life insurance
5. Haven Life
AM best rating: A++ Term lengths up to 30 yrsSame-day approvalPolicy amounts $25,000 to $500,000.
6. USAA
AM Best rating: A++ Term lengths up to 30 yrsBest for military personnel.Coverage ranges from $100,000 to $10 million
7. MassMutual
AM Best rating: A++ (Superior) Term lengths up to 30 yrsno-medical exam life insuranceBest for temporary coverage
8. Transamerica
AM Best rating: A Term lengths up to 30 yrsCan renew policy up to age 105Overall best.